Get Your Credit Score in Shape Before Buying a Home How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment. It is especially important to have clean credit before you … Continue reading Get Your Credit Score In Shape….
No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are our best tips to buying a home. Know your buying power What is your buying power? … Continue reading How to Buy a Home: 5 Tips and Tricks from Real Estate Insiders
[If you missed Part 1, click here to read it first] 3. MANAGE YOUR EXPECTATIONS Many frustrations in life happen when something goes differently than what we expected. The same holds in Real Estate. When you begin your home search, think about your lifestyle- what you have and need now, and what you’ll want and need in your next home. And when will that be? … Continue reading How to Buy a Home…. Part 2
The real estate market is always changing- and what you may have experienced the last time you searched for (and bought) a home…. might not be the way it works today. Being a first time homebuyer can be especially scary…asking your parents how they bought their last home… might not be how today’s market works. Or consulting with an out-of-state friend who works in Real … Continue reading How to Buy a Home… part 1
Some the features that increase property values are obvious-like a remodeled bathroom, a modern kitchen, or a sought-after neighborhood. But here are a few features and circumstances you have not have realized can affect property values. The neighbors: Not every neighborhood or community has an HOA that can keep the neighbors from going overboard with decorations or neglecting to care for their home. Homes adjacent … Continue reading WHAT AFFECTS PROPERTY VALUES?
Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first. Change the locks Even if you’re promised that new locks have been installed in your home, you can never be too careful. It’s worth the money to have … Continue reading Moving in? Do these things FIRST!
Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay during the home buying process, while others will be recurring costs for as long as you own the home. Closing costs There are … Continue reading Hidden Costs of Home Ownership