WHAT AFFECTS PROPERTY VALUES?

Some the features that increase property values are obvious-like a remodeled bathroom, a modern kitchen, or a sought-after neighborhood. But here are a few features and circumstances you have not have realized can affect property values. The neighbors: Not every neighborhood or community has an HOA that can keep the neighbors from going overboard with decorations or neglecting to care for their home. Homes adjacent … Continue reading WHAT AFFECTS PROPERTY VALUES?

Moving in? Do these things FIRST!

Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first. Change the locks Even if you’re promised that new locks have been installed in your home, you can never be too careful. It’s worth the money to have … Continue reading Moving in? Do these things FIRST!

Hidden Costs of Home Ownership

Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay during the home buying process, while others will be recurring costs for as long as you own the home. Closing costs There are … Continue reading Hidden Costs of Home Ownership

Portland Home Energy Scores

Earlier this year, Portland adopted a requirement that homes within the city’s limits have an Energy Score assigned to each home, prior to listing the home for sale.  This policy is planned to go into effect on January 1st, 2018. The Home Energy Score report will tell prospective buyers how efficient the home- is how much energy the home uses and how it compares to … Continue reading Portland Home Energy Scores

SOLD! My Buyers’ Journey…

Yasmeen and Rabie started their home search like most first time home buyers- browsing listings online. I was a RE/MAX agent at the time and Yasmeen was using REMAX.com as one of her home search sites, and she began saving homes to her profile.  Every time she saved a home, I would receive an alert on my phone with the property she was interested in, … Continue reading SOLD! My Buyers’ Journey…

What is PMI (Private Mortgage Insurance)?

When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What is PMI? Freddie Mac defines PMI as: “An insurance … Continue reading What is PMI (Private Mortgage Insurance)?